A house fire can be a frightening situation, but did you know that smoke from a nearby fire can be almost as damaging to your home and possessions? This is especially the case for condos, apartment buildings and row homes where walls are shared and homes are in close proximity to one another. If your home is affected by the smoke of a nearby fire, here’s what you can expect in the aftermath.
Discussions and Dealings With Insurance and Public Adjusters
If you have home insurance newark de, which all renters and homeowners should obtain, you will likely be entitled to a payout to cover the losses you’ve experienced. You may also be visited by multiple public insurance adjusters who are eager to represent you to your insurance company. These individuals can help you provide a detailed claim to collect a better payout. However, they will require a fee, so be sure to weigh your options carefully.
Visits From Emergency Home Treatment Companies
If you experience smoke exposure or damage but your home is still inhabitable, emergency companies may offer to install filters and fans to clean the air, as well as emergency laundry pickup for affected clothing. While these services are helpful and often necessary, they can be incredibly expensive out of pocket. Be sure to inquire about any payment policies before signing an agreement. Most companies do not require payment unless your insurance covers the cost, but it’s still wise to ask first.
Cleanup, Repair and Replacement of Damaged Property
Depending on the extent of the damage, it may take a while for cleanup to begin in your home. It’s important to have a professional evaluate your home to determine what should be replaced and what only needs to be cleaned. They may need to test the surfaces of you home to determine the best plan. However, you should expect to clean all textiles in your home.
Smoke damage can be intimidating and even overwhelming for renters and homeowners. With a clear understanding of what to expect, you can be better prepared to handle the situation.
